APR: The maximum APR rate for a 14 day Payday Loan is 460% APR. Payday loan lengths range from 1 to 31 days. An $85 loan with a repayment period of 14 days at 460% Annual Percentage Rate would have a $15 fee, totaling $100.

Payday Rain aims at solving the financial problem of an individual thereby helping him or her in getting experienced and efficient lenders.

So, this defines what responsible lending is for. At the same time the borrower should be aware of the fact that here funds will not directly be provided by us. We act like an online medium connecting borrowers and potential lenders.

We are very much concerned about the urgency of the requirements of our borrowers. It is for this reason Payday Rain have designed a protected mode for loan application by the borrower. Here we are connected with licensed lenders. We attend to your problems and endeavor to find the most suitable solution to help you tackle the crisis period.

Our responsibilities:

We are an unbiased loan matching service provider where we treat our borrowers fairly and would suggest them genuine solutions based on their financial condition.

We will never counsel you to get loans which are not affordable for you and can cause additional debts in future.

We will store your details as confidential information and will restrict illegal access of your details by unlicensed lenders. Lenders who are registered with us can review your details to craft loan offers.

  • We will not charge you with heavy fees for our services.
  • You will be able to apply in a convenient manner due to our hassle free processes.
  • We make sure that the borrowers get a secured mode to apply for loans here.
  • Most importantly here we let borrowers to have a comparative study of the rates offered by different lenders.

Borrower's responsibilities:

  • It would be advisable for you not to indulge in loan borrowing if you have past debts to pay off. Short term finances which you can avail here are costly and short term in nature.
  • You must review the loan fine print details carefully before putting your signature.
  • Lastly you must plan loan repayment properly so that you can repay the loan amount on time.
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